How to Make Money with your Blog in 2019 | Why I stopped Ads?

Make money blogging

How to make money blogging? That is the beginner concern. Let’s face it, you heard about amazing stories of people making a ton of money with their blog. Indeed successful bloggers take home a good paycheck every month. It is a good passive income. Typically you will be advised to start with running advertisements then follow by the other income streams. In this article I will explain why starting with ads is the wrong strategy to start monetizing your blog.


How to start a blog

  1. Choose your domain name.

Frankly speaking, the domain name doesn’t even matter. So don’t spend hours reflecting, brainstorming on a name. When it comes to naming, the way you build your brand is more important. Host: Great blogging platforms such as WordPress are seamless. But you can find great hosting options. Blue host is definitely the most popular.

     2. Blogging platform.

It is essential to choose the right blogging platform. They are multiple platforms in the market place. Choose the right one will help you set things right. More it will provide you with a seamless experience. WordPress is undeniable the best blogging platform. Million of people use the platform for blogging and website.

  3. Design your blog with a theme.

Good, feel, simple and look help your blog stand out. You want it to look a specific way. You want it to feel exactly how you picture it without necessary writing a line of code. We recommend investing money and time to get the right theme. Then you will own it for life and benefit from good after-sales support. At edulers, we use  Hive from Pixelgrade. Head here to browse their amazing assortment of themes. There is something for anyone.

Once you’ve selected your theme, continue turning it. Till you get the look you are looking for. Set up google analytics to monitor your evolution.

 4. Select the best plugins for your blog.

Google Analytics for WordPress and Yoast SEO for start. If you really want to play around with some cool plugins, you can find them at wb beginners.

5. Content.

I will recommend before starting with your blog setting. Once you’ve identified the domain name. Prepare on the side some few contents. Compelling contents you want to talk about. Then start publishing immediately.

6. Promotion

Promote on social media, ask your family and friends to share your contents.


How to make money blogging | How run I stop running ads?

When I started blogging, I quickly ran into a roadblock. Despite my efforts, I made only $6 in total after 8 months in ads revenue. Granted, my traffic was not great. Probably this can be a possible explanation. But I was frustrated and angry. I followed all the instructions and the step by step manual on how to create a blog. Later, a step by step guide on how to create contents. Finally, in the manual how to make money blogging, the first step is to run ads. Usually, I was told the first 6 months you can expect at least $100.

Faced with the fact that it would take me forever to make a decent amount of money with my blog. At least enough money to pay for my blog expenses. I decided to embark into an exploration phase.

  • Exploration phase

I started looking around the web to see how many blogs actually run ads. First observation almost all the authority blogs I visited have a store or sell some sort of product. Whether it is by affiliate marketing or owned branded products. Some don’t even run ads and those who run ads have a premium version.

  • Analysis phase

After those observations, my next question was simple. More of an arithmetic appreciation.

    • What is the average conversion rate on a typical blog? 2% to 5% according to WordStream in this article.
    • So if you have 20 visitors per month chances are 2% could buy a product from you. That is 1 person.
    • I look at the revenue generated in 6 months and the number of total visitors approximately 3100 visitors. That is 62 customers that I didn’t capture. An average of 6 per month.
  • The awakening

Then I asked myself if I was selling any product online. I could have sold already 62 at 20% margin. In any circumstances that could be higher than my meager $6.

  • Redirection

I decided to add a product to my blog and stop running ads. Moreover, running ads ruin sometimes the reader’s experience.

Conclusion: How to make money blogging

I spent so many months working on building and developing great contents and improving my blog. While I could have spread my effort on building contents, focusing on selling a product or service as well. Those are lessons learned.

Definitely, nowadays a blog that builds its monetization strategy around advertisements will simply find it extremely challenging to make it happen.

The way forward: How to make money blogging

If you are thinking of starting a blog, or you have a blog but don’t make any money. Consider selling a product or joining an affiliate program or any other income stream away from ads on your blog.

Do that from day one.

You need to make money to keep your blog running and keep you going. Waiting will not help you. Moreover, when you have a product online, it motivates you to drive more visitors to your site. Consequently, as you start thinking about creating a blog also put in efforts and time to come up with a monetization strategy. The sooner the better. The only exception here is a news blog. Even then it is important to have a monetization strategy away from ads revenue.

Recommended source of income from the first day of blogging:

  • Affiliate marketing
  • Online course
  • Sponsored advertisement
  • Sell a digital product
  • Speaking
  • Coaching
  • Books
  • Patreon
  • Request for donations with PayPal

In the nutshell be creative about your source of income and start planing that as you build your blog. Running ads on your blog should not be the first income stream that comes into mind.


5 extra tips to improve your income

  1. Use as many income streams you can reasonably manage. Diversification is key.
  2. Excellent content is the key to long-term success. There’s no way around it.
  3. Each blogger has a different combination of income streams. There is no “right” way and that’s the beauty of it. There are endless possibilities. Find a combination that works for you.
  4. Don’t be a clone of another blogger. Find a unique angle.
  5. Successful bloggers don’t start a blog just to make money. Instead, they blog about a topic they truly enjoy and can write about for years. They let the money grow out of that topic organically

How To Save Money on Phone Bill

Learning how to save money on your phone bill will put extra cash in our wallet.  That is because if you are not careful your bill can quickly escalate and take out a hefty part of your monthly paycheck. Can you actually find a way to save money on phone bills? An appropriate answer to the question can be daunting with little knowledge. However, here are some options available that can help you lower your bill.

9 tips to save money on phone bill

1. Add lines: At first, it might sound odds because add lines will actually increase your bill. But splitting with other people will reduce what you each pay. Moreover, the more line you add the better overall price you receive.

2. Use wifi when you can: Data coverages can add up quickly, and some providers charge a premium. Yet make sure you stay within your monthly limit. Consequently try to use wifi connection whenever it’s available at home, work, coffee shops or malls. If you are on the go don’t use your data to download, stream video, music or listen to podcasts.

3. Swap phones with your community: Some plans include the price of a new phone. Try to keep your phone longer and resist calls for a new phone. If you need a new phone just try and swap with another person that might be looking for a new phone but don’t want to pay for it. You can start by leveraging your family, friends and immediate environment.

4. Get a corporate discount: Chances are your company has a partnership with a specific mobile carrier, try and take advantage. Usually depending on the size of your company you can get a very good deal. Nevertheless, the challenge will come from the carrier choice and the duration and the terms of your commitment.

5. Cost-share with an employer: You could conduct business on your personal phone for your employer. This could include phone calls, email, and others. Or you could simply use the business phone for your personal business. Obviously, you want to make sure the company has a cost-sharing policy in place or your employer participate in phone reimbursement.

6. Switch to paperless: Nowadays, companies offer some discount if you switch to paperless billing.  The amount save typically around $5 might look negligible but it can quickly add over the long run.

7. Do you need all the extras?: This is an essential question you have to ask yourself.  That is you have to be careful when you are signing your mobile bill contract. Think of insurance, extra data, streaming services, international calls, and other add-ons. They can climb up to $20 per month. That is exactly what I save on my phone bill when I cancel everything.

8. Go without data: This is a more radical approach especially nowadays. But you can evaluate your lifestyle and check if you actually really data 24/7. If you really need data perhaps you can go for the plan you really need. For example, I managed to survive more than 2 years without data. It was challenging but I made it. I simply took advantage of all the free wifi at work, coffee shop, home and etc…

9. Expensive phone: Not sure you really need that. One of the most critical components of a phone plan is the price of the phone. In some cases, it represents more than 40% of the total of your bill. So reevaluate and resist the sweet sales talk and ask yourself if you really that trending phone with those amazing features. More if you can keep your phone as long as possible you are up to save good money.

10. Keep your phone longer: Indeed with today’s pressure on phone companies to keep up with the competition. So they are making new releases practically every month. It could be challenging for the average consumer to resist the trending temptation of changing phones all the time. However the longer you keep your phone the better deal you can get if you absolutely need a new phone.

11. Don’t buy a contract phone: contract phone is extremely expensive. The monthly plan might seem cheaper at first sight. But in the long run, when adding up interest rate it becomes expensive.

12. Switch carriers: Shop around and see who can give you a better deal that fits your budget. You’ll probably find a good offer at less known, smaller carrier. Most of them have some links with the big guy. So chances are you are still going to keep the same benefits. So do your research and shop around.

Takeaways: How To Save Money on Phone Bill

The above tips are not exhaustive but reflect edulers’ contribution to the topic. By implementing those you will be able to save money. As usual, financial empowerment is central to our actions and ideas.

Conclusion:

Choose the right phone plan, is often not regarded as a critical decision. As a  result, people don’t take their time to assess every corner of the decision.  You will want to evaluate many factors when going after a plan especially if you want to save money.

  • Try to determine how much data you can use monthly
  • How many minutes of calling you can approximately do per month?
  • The carrier network coverage
  • The cost of the phone
  • Your monthly budget. I will recommend your cellphone budget shouldn’t be more than 15% of your total revenue.
  • In addition, always monitor your bill.

 

How Do I Get Paid on Venmo: Step by Step Guide

 

This article teaches how you get paid on Venmo. Venmo is a financial peer to peer money transfer app. But contrary to Square cash it is built around the social interaction. Indeed you can send or request money via emoji-studded text messages.

Step by Step Guide: How Do I Get Paid on Venmo?

  1. Open the app on your IOS or Android phone. If you haven’t logged into Venmo. you can do that by using your email and password when prompted. If you haven’t registered for a Venmo account, sign up here.
  2. Hit the “Pay or Request” icon on the app. Or look for the icon below

Pay icon

  1. Select a recipient. Write the name of the person to whom you want to send money. If you have multiple people to pay on iPhone, tap the first person’s name, tap the person’s name in the “To” field, and then tap each subsequent person’s name to add them to the list. On Android, long-press the first person’s name, then tap each subsequent person’s name.
  2. Enter the amount

Make sure you have sufficient amount of money available in your venmo account or in your credit, debit card or bank account.

  1. Add a note. This is “The what for?” Text box below. It is not optional you must type a note before you can send any money.
  2. Determine who can see your transaction. You can use the privacy function to adjust your settings.
  3. Tap pay

Once you tap the pay button the money is immediately sent to your recipient Venmo account. However, if you want the money to be deposit directly into your bank account, 02 to 03 business days are required. You can use the app for purchase or to pay for ride sharing. For instance, Uber ride can be paid with Venmo.

Conclusion

Venmo is very easy to use an app, that offers great functionalities. The interface makes pretty simple to receive money instantly from another user. Beyond the app is adding more functionalities for convenient.

 

 

 

 

How To Save Money in College

How To Save Money in College

College life is challenging, every penny count so learning how to save money in college is essential to have a balanced experience. In this article, I want to share some useful tips, I used when I was in college. I hope it helps you achieve your financial objectives.

Save on shopping

  1. Group buying: team up with classmates to share textbooks and other materials. I wrote an article to explain how to save money on grocery shopping.
  2. Grow your own food: it is amazing how much money you can save if you can grow crops like basil, green onions, or tomatoes.
  3. Buy in bulk: always buy things in bulk they last longer and save you a lot. In college, my apartment was always packed with boxes and bags of food.
  4. Make your own coffee and your own food: you will save good money from making your own food.
  5. Look for volunteer opportunities: when you volunteer in nonprofit organizations, you can take home some perks such as free foods or valuable connections.
  6. Coupon: use coupons as much as possible for shopping. Websites like Groupon are very effective.
  7. Don’t go fancy go practical: it is amazing how much money you can save when you start prioritizing practicability over fancy things.

Save on experiences

  1. Shared an apartment: Make your housing budget less expensive by splitting the cost with a roommate. Go even further by choosing an off-campus accommodation that provides all utility in the rent.
  2. Don’t go for activities: that is a very hard one because at the same time when you are in college you need to make time to network and connect with your fellows. Rather than anticipating outing prioritize apartment events or outdoor activities that do not require money. Chances are they plenty of free stuff to do in the city.
  3. Walk: walking is good for you and your health. Always make to cover some short distance walking. A rule of thumb when a distance can be covered within 1hour forget ride-sharing app and go walking.
  4. Take public transportation: forgo a car, when you factor in the lease, the cost of parking, insurance, gas, maintenance, and unexpected repairs, you can break the bank. You can always use a Zipcar, get around or rent a car if you need to go a long distance with friends or relatives.

 

How To Pay for College Tuition on your own

How To Pay for College Tuition on your own

How to pay for college tuition is every student most pressure question? whether you are in school or just finish school (student loan). However thanks to many helpful tools you can find a solution that meets your needs.  Yet, we want to share some tips in the spirit of edulers a community-centered platform.

Make money to pay for college

  • Drive for a ride-sharing company: if you drive and own a car this a solution that can prove to be highly effective. Indeed, you can make up to $600 per week if you are aggressive.
  • Tutoring: Most people I know do this already. Because it is probably one of the most effective ways to make easy money in college.
  • Join a saving circle: Saving circles are amazing, as they pretty help you get the funding you need to pay for college tuition on your own. Chances are some saving circles have free resources such as scholarships or grants for members.
  • Launch a business: Think of something students will need regularly such as coffee, tea and establish yourself as their main direct supplier and build your community. In addition, the revenue generated can help you pay for college tuition on your own.
  • Storage service for your school mates: You have some students that are moving out but need a temporary storage place for their belongings.

Save money for your education

  • live off-campus and share a room: Living off campus can save you big. Living in a shared apartment and sharing a room will help you save money. In addition the further you go from the campus the cheaper rate you can have.
  • Volunteer for research: There is a very interesting case that could be made here. Indeed, some researches really pay well. In the short run, it will help you to alleviate some basic expenses. Plus, they are not time-consuming.
  • Rent for free: In the city, they are many people looking for help in their house. Thus, you can join a rent for help program where you can perform some home duties in exchange for a free place to stay.
  • Volunteers for community-oriented centers such as churches or not for profit. In exchange, you can get access to food pantries

Alternative strategies

1. Choose colleges that offer tuition-free programs

There are colleges that offer tuition-free programs. Because, they have implemented generous either merit-based full scholarships, work-study, and fellowship programs. Moreover, some of those colleges have received enough endowment to cover the tuition cost of some if not all students.

Faith-based colleges

Privately endowed research university Research university

Music

Community college

  • Deep Springs College:                California

Others private colleges

public research university

Military

2. Apply for grant

These are a great way to cover your cost. Unlike loans, you don’t have to pay back. Typically, grants for colleges are merit-based. Furthermore, they can be awarded based on ethnicity, religion, or other background criteria. Usually, they are two types of grants: private and federal.

Federal grants

They are either federal or state governments. Nonetheless, they are a form of financial assistance where the U.S government redistributes its resources to eligible. Just follow these steps to find the perfect fit.

  • Fill out the FAFSA

You will need to fill out the Free Application for Federal  Student  Aid (FAFSA). Also, there are so many reasons to fill out a FAFSA. But for the purposes of grants, you have to fill out a FAFSA so that the colleges can figure out the extent of your eligibility for financial aid. Nevertheless, it is on on a first-come, first-serve. Thus, you have to fill the form as soon as possible.

  • Discover your expected family contribution (EFC)

Your EFC is the amount your family is presumed to pay for college based on financial information. Despite whether they actually intend to pay that amount. Normally, students with higher EFCs are likely to receive loans rather than grants but don’t be discouraged.

  • Disbursement options

You can choose to get a single lump-sum payment or disbursement of equal installment.

  • CSS profile:

You can also fill out a CSS profile to get access to grants as well as scholarships.

list of grants

  • Pell Grants: they are awarded solely on your financial need.
  • Academic Competitiveness Grant: Merit and need-based grant for college freshmen and sophomores.
  • Supplemental Education Opportunity Grants (FSEOG):  federal grants that help low-income undergraduate students 
  • Teach Grants: a good option for students who agree to teach for four years at an elementary or secondary school that serves low-income families.
  • Iraq and Afghanistan Service Grants: for students whose parent or guardian passed away as a result of military service in Afghanistan or Iraq after September 11, 2001. 
  • National Science and Mathematics Access to Retain Talent (SMART) Grant: for college juniors and seniors on the basis of need and merit.

Private grants

  • The Education Support Award from the Patsy Takemoto Mink Education Foundation: This award helps low-income mothers.
  • Grants from companies/organizations: companies are looking for help to advance a key project. Likewise, those grants can go up to millions. Typically, they are research grants or project experimentation or prototype testing.

3. Apply for scholarships

4. Launch a crowdfunding campaign

They are multiple stories of students funding their college degree through crowdfunding campaigns. For instance, read this great story of Elijah “E-Jayy” DeVaughn on gofundme.

5. Get a student loan

Student loans can be tricky. But ultimately they are useful. That is why it is advisable to have a full understanding of the implication before sign in.

Conclusion

They are ways you can leverage to pay for college. But, you have to get out there and put yourself out of your comfort zone to make it happen. Yet, no matter what option you choose always keep in mind your long term goal.

 

How To Save Money On Groceries : Group Shopping

How To Save Money On Groceries

Saving money on groceries is a top priority every time we receive our paycheck. That is because it is an uncompressible expense. Even though they are many strategies to reduce your grocery budget. We felt empowered to share with you the below strategy that revolves around building a strong community. Indeed group grocery shopping if well though with reliable people can be a win.

How does it work?

  1. Find a reliable person or group of people. It could be your roommate, your neighbor, your co-worker or your family member.
  2. Agree on a routine shopping date
  3. Set an individual shopping list
  4. Analyze the list and check common products such as toilet papers, fresh produce, rice, meat, etc…
  5. Make a separate list of common products.
  6. Determine the quantity each need and prorate the budget accordingly. For example, you can buy a box of paper towel then proceed with various allocations.
  7. Choose a leader who will do the purchase on behalf of the group
  8. The bill is split according to the group agreement
  9. After the purchase, you can start sharing with due respect to each person’s requirement and needs.
  10. Evaluate how much you have saved yet the tradeoff is higher because you put in the time and energy.

Takeaways: Saving Money On Groceries

  1. The strategy will enable at least 10% savings on grocery shopping. Nevertheless, it would be extremely hard to convince people to join. By showing upfront all savings they can make, chances are the mindset will shift. It is all about value.
  2. You will save money and the environment because it will eliminate or reduce waste as an unintended strategy.
  3. You will be exposed to additional options and more products possibilities because of the saving realize.
  4. An increase in your disposable income.

The Saving Canvas Illustrated

How to build a budget made simple with The saving canvas illustrated. Below, you will find an illustrative example. Indeed, it is a series of video that will improve the tool understanding.

Takeaways: How to build a budget

It is important to stress that the tool main goal is to look at your spending holistically not just from a monetary standpoint. Actually, most budgeting tools will exclusively focus on the monetary aspect of your spend. Thus, underestimating the impact of non-monetary value in your budgeting.

Time, for example, is a critical element that affects your budget. The total cost of making your own food is the sum total of the money you spend on buying and paying for the resources and your availability. Generally called opportunity cost.

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