A hands-on monthly budget template is probably the best to keep account of all your expenses vs your incomes. Indeed, according to an article published on lucemiconsulting.co.uk:
Writing down your goals helps you to clarify exactly what you want to achieve, which helps guide your daily actions towards goal achievement
If you strive to improve your personal finances then this tool is for you. Because a monthly budget explains thoroughly where your money came from and how you are spending it.
Download a free budget worksheet below