I am Broke : My Fault

I am Broke: My Fault

How many times in our life have we said ” I am broke” or have we heard the same expression from somebody else? Then we wonder how can we manage our money like the top 1 %? That reflection unfortunately always last just for a second. Then we are on to the next swipe.

let’s turn back the hands of time and think of our childhood. Close all eyes and meditate for a moment. Then ask ourselves why were we so happy? typically, you will find that it was what it was because we didn’t have to worry about anything. We were just happy and enjoying a stress-free life as a kid. Parents were those trying to figure out how to make things work. They were busting themselves up to provide for food, shelter, health and pretty much to make earns meet.

Fast forward, we are adults now and we are dealing with these bills and all the stress and the financial responsibilities that come with adulthood. Especially when we have a family.

Chapiter 1: Inner conflict

“I am broke, describe your lifestyle and I will tell you why”

some people don’t accept the situation, they want to be an adult yet still living a childhood lifestyle. Refusing to embrace the new life and taking the required steps even when they have children. You can’t be single and in a couple at the same time. More irrational, you can’t have kids and at the same time, you are partying every weekend with different girls or boys. Adulthood is not childhood nor teenagehood at every stage of your life, you need to adjust accordingly. Similarly, you can’t be making less money and find yourself spending more money. True the consumer society we live in doesn’t either. Yet honest transparency with yourself and those around you will go a long way to help you rebalance your financial health. Why having a cable TV with 300 channels if you only watch 5? What explanation do you have to give a person if you travel almost every month when you don’t earn enough to put food on your table?. You might be wondering what I am trying to convey. The point here is a perpetual denial of what your reality is. As a result, you will be always broke.

Chapter 2: The social environment

“I am broke, show me your friends and I will tell you why”

That saying transcends generations, places, countries, and continents. Even though it is not always verifiable, for the most part, it tells a story and a clarifies a pattern. Indeed, your environment plays a very big role, in your life. Thus being mindful of all those surrounding you is a critical success factor. Your social environment can either lift you up or it can completely destroy you. If you spend time with people who drink, talk trash, and are limited to their perspective. You will be limited as a result. On the other side if you hang out with people who are positive, people who always look for means to empower other people. You will be automatically influenced by their outlook. Nevertheless, a dynamic social circle doesn’t always lead to a favorable output. You’ve got to show them you are worth their time, energy and opportunity. What I am trying to say is to connect and build a strong and forward-thinking network around you.

Chapter 3: Knowledge

“I am broke, tell me what you know and I will tell you why”

In essence, how can you excel if you don’t have any skills? How can you evolve if you are rejecting the primary idea of continuous learning? Where are you heading to if you can’t espouse the basic concept of educating yourself? Rather than relying on assumptions. Rather than implying things be fact-based and give yourself the power of being the master of your destiny. You don’t necessarily need a college degree to acquire the knowledge you need to be competitive. Simple things such as getting a mentor, joining a professional organization of interest or watching tutorials on youtube will go a long way in putting you ahead or at least it will help you to be current in your field. Moreover, take on more projects to challenge yourself and improve your abilities. Finally, always reevaluate yourself every 03 months.

Chapiter 4: Vision, purpose

“I am broke, tell me where you want to be in 02 years and I will tell you why”

People without vision are weak and useless. My words might be extremely rude but I challenge you to assess your environment and do a simple but yet realistic study. Look at those with vision, passion, and enthusiasm compare them with those without any purpose. You will instantly notice a big difference. Sure enough, they might be some exceptions but generally speaking, you will find a common pattern. A life without any purpose is just worthless, it is a life full of regrets and resentments. It is an empty life. Because there is no purpose no vision there is no appreciation of the opportunities that come in front of the person. The lense from which we see life is typically based on things that don’t really sustain you. They don’t save money, they don’t invest, they don’t build any mindful relationship, that is because they don’t have any long term goal. No vision, no purpose.

Chapter 5: Single aha

“I am broke, what is your relationship status and I will tell you why?”

This is probably the strangest reason but it has a logical explanation, that goes beyond understanding. Look around you. Singles enjoy a full life. Because of the lack of responsibilities, not to mention some perks such as not sharing a bathroom or your private space with a person. The statement single is broadened in perspective and it includes people with no dependence. Empirical evidence has shown when you are single you spend more money. Life is more challenging sometimes, things that will normally take fewer times, feel like taking forever with you. That is because you don’t enjoy the perks of having a support system around you. A significant other that can take out from your shoulder some responsibilities. Better a person that cares and anticipates your needs. A person makes your life feels like softest cotton. He or she takes away the weight of the world from your shoulders and create a safe haven where you find peace. I am not by no means encouraging people to rush and get married. It has to be the right person, a good person with drive, motivations, positive energy and strong values. Then you will see changes in your life.

Chapter 6: unrealistic behavior

“I am broke, what are you doing with your life and I will tell you why?”

This is often a misconception, yet a common reality to many people. It can be tight for people without vision or purpose. In essence, the reflection falls back in line with our heart desire to be either stress-free or just simply enjoying a pseudo lifestyle that we ultimately design for ourselves. Nothing wrong with that. I can imagine some have a very fulfilling life with plenty of amazing experiences and achievements. That said the reality is far from true to everyone. Often we deem to go for a lifestyle that doesn’t elevate us because of some elementary considerations. Even better a lifestyle that we can’t afford. “We go to do what we go to do” the holy grail of consolidations and excuses shields the last consciousness left in us from all moral considerations. As a consequence we find ourself castrated in a life that is full with short term and immediate gratification but pains, frustrations, and destructions in the long term. Readjusting our behavior to be adapted to our current will improve our financial outlook.

Chapter 7: Currency

“I am broke, what is your currency and I will tell you why?”

Coming from a community-oriented mindset where everything starts and ends with “we”. The power of “We” creates internal strengths and it brings you peace since you know you are never alone. that identity characterizes the way you structure your life and all your relationships. You treat people with decency and respect. Because your currency is love, kindness, inclusion, cheerful slant and compassion. it is hard to understand that people can have different currencies. for example, some people have mastered the art of transactional relationships so well that it became part of them. That’s because everything in their world revolves around “transactional currencies“. The exchange of something for something. The currency of smile, the currency of good morning, the currency of love, or currency of greetings.  If I don’t get something from you, you are not worth talking to or I don’t need having you in my network. I will put you on stand by, block you or even delete your details from my contact list. They don’t see the benefits of perseverance, honesty and building a long-term genuine relationship. Yet it is just all illusions.  That’s because when people uncover their true nature, they leave and never come back. As a result, they find themselves alone, divorced multiple times, family rejection, no career path, no personal growth and with no real long-term friends. You can’t achieve any good for yourself if you are not genuine with people. 

Chapter 8: vicious circle, same actions same consequences

“I am broke, what happened, what’s going on and I will tell you why?”

It all starts with an action, a decision, or an encounter. That will provide instant gratification or alleviates at least temporarily a pain turn.  Every time we do something in the name of the now moment we should not forget the impact on the then moment. As we maneuver through those moments we deliberately shield ourselves from emotions, from humanity. After we get what we want, we repeat again, repeat again and again. For example, we abuse a person, ripe him or her off their money 

Chapter 9: I don’t care

“I am broke, let’s spend a sometime together and I will tell you why?”