How to Fill Out a Money Order

person holding gray twist pen and white printer paper on brown wooden table

Money orders have numerous advantages. They are reliable and accessible. Also, no bank account is required and they are extremely simple to fill out. However, not everyone knows how to fill out a money order properly. Consequently, follow these steps to mitigate any mistakes when fill out your money order.

Before, you start the process make sure to have the following information:

  • Full name of the recipient
  • The recipient address
  • The amount
  • Your name and address
  • The purpose of the payment

Finally, you would need a means of payment to purchase the money order. Depending, on the location you would be limit to cash,check,debit or credit card.

Follow these steps to fill out a money order

1. Choose to receive or to send

The first step is to determine whether you are receiving or sending the money. Depending on the organization, the color of the form could be different. In this case, let’s consider that you are sending it.

2. Write the recipient’s name

Write the name of the receiver it could be a company or a person. Usually, it is on the first line and it starts with “Pay to the Order Of” or “Pay to”. Then, double-check to make sure it is correct and spell accurately.

3. Fill out your address

In this section you will see “Purchaser address”, You’re the purchaser. Therefore, write your address and your name. Perhaps, you’ll want the receiver to know how to reach out should any issues come up. As a result, put down any valid phone number.


4. Include your account number if you’re paying a bill

Some money orders have a “payment for/account number” field. Hence, filling it out helps make sure your account is credited for the payment.

5. Additional information

Depending on the amount you are sending, you will fill out an additional form. As you will need to provide more information for clarity and financial disclosure.

6. Write the exact amount

Be careful in case you are paying a bill, make sure your money order carries the exact amount. Because it could be rejected by the company and the money order resent to you.

7. Limit

You will likely be subject to a limit with the amount of money you can send. That is because of financial regulations. But, the amount may vary depending on the company you are using and probably the destination.

Indeed,there are limits on how little or how much money can be sent, and how much can be transferred in a period of time. For example:

  • Western Union caps any online transfer coming out of the U.S. at $3,000 each. You can send more, but it will be broken up into chunks.
  • MoneyGram caps transfers at $899.99, for a maximum of $3,000 in a 30-day period.
  • PayPal allows transactions of up to $10,000 domestically.
  • iKobo limits usage of a preloaded card to $500 per day
[sources: Western UnionMoneyGramPayPal, and iKobo]

7. Sign the bottom where it says ‘purchaser’s signature’

Your signature is important here because it makes the money order official. Please, Don’t sign the back. Because that area is for the person who receives it.

8. Keep your receipt

Finally, this is your proof of payment. Store your receipt in a safe place, in case there’s a problem later. Keep in mind, Money order gives you proof of payment and assures the recipient that the funds are guaranteed. The receipt could also be used to ask for a refund.

9. Where to go

They are many money order and transfer companies. Nevertheless, their respective website gives you all details about locations and office hours.

The most famous money order companies are :

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