How to Make Money with your Blog in 2019 | Why I stopped Ads?

Make money blogging

How to make money blogging? That is the beginner concern. Let’s face it, you heard about amazing stories of people making a ton of money with their blog. Indeed successful bloggers take home a good paycheck every month. It is a good passive income. Typically you will be advised to start with running advertisements then follow by the other income streams. In this article I will explain why starting with ads is the wrong strategy to start monetizing your blog.

How to start a blog

  1. Choose your domain name.

Frankly speaking, the domain name doesn’t even matter. So don’t spend hours reflecting, brainstorming on a name. When it comes to naming, the way you build your brand is more important. Host: Great blogging platforms such as WordPress are seamless. But you can find great hosting options. Blue host is definitely the most popular.

     2. Blogging platform.

It is essential to choose the right blogging platform. They are multiple platforms in the market place. Choose the right one will help you set things right. More it will provide you with a seamless experience. WordPress is undeniable the best blogging platform. Million of people use the platform for blogging and website.

  3. Design your blog with a theme.

Good, feel, simple and look help your blog stand out. You want it to look a specific way. You want it to feel exactly how you picture it without necessary writing a line of code. We recommend investing money and time to get the right theme. Then you will own it for life and benefit from good after-sales support. At edulers, we use  Hive from Pixelgrade. Head here to browse their amazing assortment of themes. There is something for anyone.

Once you’ve selected your theme, continue turning it. Till you get the look you are looking for. Set up google analytics to monitor your evolution.

 4. Select the best plugins for your blog.

Google Analytics for WordPress and Yoast SEO for start. If you really want to play around with some cool plugins, you can find them at wb beginners.

5. Content.

I will recommend before starting with your blog setting. Once you’ve identified the domain name. Prepare on the side some few contents. Compelling contents you want to talk about. Then start publishing immediately.

6. Promotion

Promote on social media, ask your family and friends to share your contents.

How to make money blogging | How run I stop running ads?

When I started blogging, I quickly ran into a roadblock. Despite my efforts, I made only $6 in total after 8 months in ads revenue. Granted, my traffic was not great. Probably this can be a possible explanation. But I was frustrated and angry. I followed all the instructions and the step by step manual on how to create a blog. Later, a step by step guide on how to create contents. Finally, in the manual how to make money blogging, the first step is to run ads. Usually, I was told the first 6 months you can expect at least $100.

Faced with the fact that it would take me forever to make a decent amount of money with my blog. At least enough money to pay for my blog expenses. I decided to embark into an exploration phase.

  • Exploration phase

I started looking around the web to see how many blogs actually run ads. First observation almost all the authority blogs I visited have a store or sell some sort of product. Whether it is by affiliate marketing or owned branded products. Some don’t even run ads and those who run ads have a premium version.

  • Analysis phase

After those observations, my next question was simple. More of an arithmetic appreciation.

    • What is the average conversion rate on a typical blog? 2% to 5% according to WordStream in this article.
    • So if you have 20 visitors per month chances are 2% could buy a product from you. That is 1 person.
    • I look at the revenue generated in 6 months and the number of total visitors approximately 3100 visitors. That is 62 customers that I didn’t capture. An average of 6 per month.
  • The awakening

Then I asked myself if I was selling any product online. I could have sold already 62 at 20% margin. In any circumstances that could be higher than my meager $6.

  • Redirection

I decided to add a product to my blog and stop running ads. Moreover, running ads ruin sometimes the reader’s experience.

Conclusion: How to make money blogging

I spent so many months working on building and developing great contents and improving my blog. While I could have spread my effort on building contents, focusing on selling a product or service as well. Those are lessons learned.

Definitely, nowadays a blog that builds its monetization strategy around advertisements will simply find it extremely challenging to make it happen.

The way forward: How to make money blogging

If you are thinking of starting a blog, or you have a blog but don’t make any money. Consider selling a product or joining an affiliate program or any other income stream away from ads on your blog.

Do that from day one.

You need to make money to keep your blog running and keep you going. Waiting will not help you. Moreover, when you have a product online, it motivates you to drive more visitors to your site. Consequently, as you start thinking about creating a blog also put in efforts and time to come up with a monetization strategy. The sooner the better. The only exception here is a news blog. Even then it is important to have a monetization strategy away from ads revenue.

Recommended source of income from the first day of blogging:

  • Affiliate marketing
  • Online course
  • Sponsored advertisement
  • Sell a digital product
  • Speaking
  • Coaching
  • Books
  • Patreon
  • Request for donations with PayPal

In the nutshell be creative about your source of income and start planing that as you build your blog. Running ads on your blog should not be the first income stream that comes into mind.

5 extra tips to improve your income

  1. Use as many income streams you can reasonably manage. Diversification is key.
  2. Excellent content is the key to long-term success. There’s no way around it.
  3. Each blogger has a different combination of income streams. There is no “right” way and that’s the beauty of it. There are endless possibilities. Find a combination that works for you.
  4. Don’t be a clone of another blogger. Find a unique angle.
  5. Successful bloggers don’t start a blog just to make money. Instead, they blog about a topic they truly enjoy and can write about for years. They let the money grow out of that topic organically

How to make a budget : The saving canvas class

How to make a budget? This question is extremely tricky for most people.  That is why we came up with the saving canvas. However, It is important to stress that the tool main goal is to look at your spending holistically not just from a monetary standpoint.

How to make a budget: Course overview

    • Definition of a budget?
    • Definition of the saving canvas
    • The saving canvas vs other budgeting templates
    • The different part of the saving canvas
    • Understand the saving canvas blocks
    • Building a saving canvas with an example


The course is online and you can take at any time and everywhere.

Become a student: Enroll in the budgeting class

After you attend this course, you will improve in your budgeting. Moreover, this course will equip you with an entire perspective when it comes to making your budget.

Cost: $199 (or 3 payments of $69).

Sign up


  • Subject: The saving canvas class
  • Email:


Run a money circle program : A great opportunity

Money circle program has been exciting for ages. Yet we designed our service to help you to set up a fully functional money circle. That is why we address all the challenges that come up with the program.


Minimum of a 01-year commitment

Overview of the implementation of a money circle program:

  • Set up a fully functional program
  • Play an active role throughout the contract
  • Provide legal advice and coverage in case of any issues
  • Interview and assessment of all applicants
  • Provide a reliable and credible financial advisor
  • Dedicated expert to keep all members on track with their respective obligations

Cost structure:

  • Initial consultation fees for 1 hour: $100
  • One time fees depending on the number of expected member
  • Every meeting: Price start from $10 per member

Sign up

Should you have any questions about the program, don’t hesitate to send us an email.

  • Subject: Money circle class
  • Email:

How to start a money circle : General class

Money circle brings like-minded people together. They pool resources and help each other achieve their respective financial goals. In this class, you will learn the fundamentals. In addition, you can go further by running a program. the program is more than just group friends.

Course overview money  circle class

    • Welcome to the course
    • Definition
    • The importance of a being part of a circle.
    • Different types of circles.
    • Lending circle
    • Saving circle
    • Investment club
    • Learn how to choose the right circle
    • The legal framework
    • The advantage
    • The drawbacks
    • How to set up a circle?
    • Working with professional services

Become a student: Enroll

After you attend this course, you find a whole different perspective in life. It would help you assess how you can leverage your community to improve your financial prospect. More money circles are a great way to turn your financial fortune around.

Cost: $399 (or 6 payments of $70).

Sign up



  • Subject: Money circle class
  • Email:




How to deposit a check

Deposit a check used to be very challenging. Certainly, you had to go to the local office branch of your bank to carry out the transaction with all the challenges associated. Still, that option is fully available. But technology and digital evolution have provided faster, secured avenues to deposit a check in your checking, savings account.

Takeaways: How to deposit a check

How to deposit a check  at a bank

1.Visiting a bank

If you are an old fashion like many, you will need to go to the bank. First check on the bank website to find the closest branch, and the opening hours. Then figure out your commute time to the branch.

2. The validity of the check

Double-check and verify the check if all the following items are correct:

  • Name and address of the check’s issuer,
  • Date of issue,
  • Your name,
  • Amount of money and the amount written in words should be identical.
  • The front of the check is signed.

3. Go to the bank

Take your check and head to the bank, be sure to have your account number details and a valid form of government-issued identification.

4. Fill out a deposit slip

You can speed up the process by filling up the deposit slip ahead of the process. Typically if you regularly do check transactions at your local bank. You should get some slips on your table.  On the slip write your account number of the account you will like the check to be deposited and others details as requested. Secondly, fill in the amount of the check.  Normally you will also find a space requesting for cash.

5. Endorse your check

You endorse the check by signing on the gray lines on the back of the check. However, if two names are on the check, both have to endorse. Nevertheless when it says “AND” then both. But if it says “OR” then either of you.

6. Deposit

Give the check to the bank teller. After deposit the bank teller can inform you of your current balance, you can also request for cash. Nonetheless, never leave without proof of deposit.

7. Deposit by someone else

Another person can deposit your check in your account at your bank. But just make sure the check is endorsed, signed by you and the person has all your correct bank account details.

At a Credit Union

It pretty much a similar process except some minor differences. But credit union members can deposit checks at other credit unions. Locate any closest credit union branches here

1.Visiting the closest Credit Union

If you are an old fashion like many, you will need to go to the Credit Union. First check on the website to find the closest branch, and the opening hours. Then figure out your commute time to the branch.

2. Fill out a deposit slip

You can speed up the process by filling up the deposit slip ahead of the process.  On the slip write your account number of the account you will like the check to be deposited and others details as requested. Secondly, fill in the amount of the check.  Normally you will also find a space requesting for cash. However, if you are visiting another Credit Union you should request a “Special Slip”. Finally, provide the teller with all the detail related to your main Credit Union branch.

3. Deposit the check

Never forget to always ask for a proof of deposit and receipt that shows your current balance.

Deposit at an ATM

1. Go to one of your bank ATMs

ATMs stand for ( Automated Teller Machines). it is important to visit one of your own bank’s ATM. Any transaction at another ATM will result in a transaction fee. In addition, ATM will accept check deposit only from bank member. This also includes Credit Union.

2. Log in

Use your debit card and enter your personal identification number (PIN). If you don’t have or if you have forgotten your pin you will need to speak to a teller inside.

3. Choose  which account to deposit into

Select deposit and the account you want the check deposited into. Then select check.

4.  Insert the check

Confirm the check is correct and error-free then endorse it. Follow the direction and insert the check-in the slot. The ATM will ask you to confirm the following pieces of information: Amount, account number, and other information.

5. Complete the information

You will see your current balance and the possibility to print your receipt. Furthermore, you also do additional transactions.

How to deposit a check using a mobile APP

1. Download the Bank or the Credit Union mobile app

Once you’ve downloaded the app, check the check deposit feature.

2. Endorse your check

Make sure you complete all the requirements of your Bank or Credit Union. That is because some institutions have additional rule other than just signing and writing your name.

3. Take a picture of your check

Open the app check deposit feature. Conventionally, you will see “Front of the check” and “back of the Check”. Consequently, use these options to take a front and back of your endorsed check.

4. Deposit your check

Confirm all the information are correct on the screen. If there is an issue with the information on the check the app will reject it. Then Confirm all the information such as the amount on the check and the bank account. Then click submit. You should receive a notification to confirm that your check has been deposited.

5. Void the check

Keep the check for the number of the period indicated on the bank rules and regulations should anything happened.

Online deposit

1.check if your bank offers this service

However, you might need to pass a credit score before your bank will let you enroll.

2. Endorse your check

3. Choose the appropriate account to deposit your check-in

4. Scan your check on both side front and back.

The bank’s software will automatically guide you through the process. Make sure you scan the front of the check and the back of the check.

5. The amount

Some financial institutions system will require you to type in the amount on the check. Regardless make sure the amount matches the face value of the check.

6. Submit

Check with your financial institution to find out how long it takes to debit your account.

Mailing a check

1. Find a mailing address

Reach out to your bank or credit union and ask. Since most financial institutions have a dedicated department. So it is important to make sure you are sending it to the proper address.

2. Endorse your check

3. Mail the endorsed check

Do not forget the deposit slip, if necessary also include a photocopy of your picture ID.


How to fill out a bank slip?

  • Personal information: Name, account number.
  • Additional information: Today’s date, branch information required. If you are a credit union member using different branch you will need to write in the name of your credit union.
  • Cash amount of your deposit: This is the total amount of bills and coins you’ve brought for deposit in your account. Leave it blank if you have not cash.
  • Individualized each check: Include check numbers and amounts of each check if you have many checks.
  • Subtotal:  This is the total amount of checks and cash you’ve to deposit.
  • Enter the amount you will like to take out
  • Calculate the total deposit: Total deposit minus the amount you will like to take out now.
  • Sign the deposit slip.


  • ATM card: It is a pin-based card. You can use it at the local ATMs and you might be able to use it to make purchases.
  • PIN: Personal Identification Number
  • Debit card: It is an ATM card with a visa logo or a Mastercard logo on it.
  • Credit Union: A credit union is a member-owned financial cooperative, controlled by its members and operated on the principle of people helping people, providing its members credit at competitive rates as well as other financial services.


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How to Write a Check

A check is a legal written, dated, and signed instrument that directs a bank to pay a specific sum of money to the bearer. In addition, it is an indispensable skill every adult should master. Because it is still surprisingly very common even in today’s ultra digitalized world.

Writing a check is pretty easy, this article will show you exactly how to do it. Just follow the step by step guide. There is no specific order you can complete it in any order you like.

How to Write a Check: Step by step

  • Step 1: Write the date

On the upper right-hand corner, there is a dedicated blank space. Typically, you use today’s date to keep accurate records. However, always remember the date here should be the date that you sign the check.

  • Step 2: The name of the recipient or the payee

“Pay to the order of” write the name of the person or the company you are sending the check to next to that line. Also, do avoid any mistake, if you are not sure about the person’s full name ( first name, middle name, last name, ‘Jr’ or “sir”), please double check again before writing. If it goes to an organization write out its full name, not acronyms unless given permission.

  • Step 3: Numerical amount of the check to the right of the dollar sign

write the exact amount using dollars and cents in the small box on the right-hand side. Consistently, start with the last number on the left to prevent fraud. Finally, draw a line after the last digit.

  • Step 4: Amount in words below the “Pay to the Order of” line

The exact amount should have an equivalent in words to avoid fraud and confusion. This is the amount that would be paid. Yet in case of doubt with the numerical amount, the amount in words is legally abiding.

  • Step 5: Signature

Sign the check in the bottom-right corner. Use the same and the signature on file at your bank. The check will invalid if it is not signed.

  • Step 6: Memo section on the bottom left of the check.

Although this section is optional. It could be useful to write a note for yourself to remember what the check is for. In addition, some organization or landlords require additional information on the memo section.  For instance rent appartment#1 or ID number. Because it helps keep track and accountability.

11 Things to keep in mind

  1. Write a check when you absolutely need it. That is because it is time-consuming and it is not the most convenient way to move money. Furthermore, you can save money and time by not using a checkbook.
  2. Make sure you have sufficient fund in your account before writing a check or the amount will be available before the recipient cashes it to avoid a bounced check.
  3. Keep a record of all your checks: it would help you track your expenses and avoid bounced checks.
  4. Use a pen when writing a check to make it permanent and avoid any issues.
  5. No blank check: Don’t sign a check until you’ve filled in all the necessary information including the recipient and the amount. a blank check is basically given unlimited access to your account.
  6. Print the amount in a way that prevents scammers from adding to it or altering it.
  7. Get checkbook with carbon paper so you can automatically keep a record of every check you write.
  8. Always use the same signature for all your check and it has to be the same signature filed at your bank.
  9. Avoid writing a check payable to cash. It practically the same as a blank check.
  10. Write fewer checks. Use this method of moving money when it is absolutely necessary.
  11. When writing your check make sure nobody is recording. The goal is to avoid people imitating or forging your signature and your handwriting.

How to cancel a check

When you realized that a check was stolen or lost, there are some few steps you can take to ensure the check doesn’t get cashed by an unauthorized person.

  • a. Call the bank to ask them to stop the payment immediately as soon as possible before the check is processed.
  • b. Prepare the following information check number, amount, name of the beneficiary
  • c. Make sure you send in within typically 14 days official paperwork either by mail or in-person to follow up with the verbal or electronic request. If no written confirmation is made within the legal time frame the stop payment will not be honored.
  • d. Be prepared to pay cancellation fees normally around $30
  • e. Close the account that has been comprised and reopen a new one to avoid unauthorized access to your account.

What to do if a stolen check has been cleared?

  • If a stolen check goes through, you can still be able to eliminate charges by contacting your bank in a timely manner.
  • Contact the recipient to inform the person or the organization about the incident and the necessary measures. Eventually, make arrangement to send a new check.
  • The cancellation also applies to a cashier check as well in case of fraud.


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